Market conditions

Total supplied: $4.95M
Total borrowed: $3.15M
Available to withdraw: $1.81M
Utilization: 63.50%
Supply APY: 4.96%
Borrow APY: 6.20%
Observed age: 89 days

Collateral terms

Collateral enabled: No
Maximum LTV: 0.00%
Liquidation threshold: 78.00%

Terms are current provider observations, not guarantees. Confirm them in the official protocol app before transacting.

Supply & borrow APYHover to inspect · scroll or pinch to zoom

Supply APYBorrow APY

Explainable analysis

Yield indicators

Formula lending-indicators-v1

Variable

APY Stability

32.4% variation

90-day coefficient of variation of observed supply APY. 91 observations.

High

Liquidity Risk

36.5% available

Rule-based signal using available-liquidity ratio, utilization and 90-day TVL change; it is not a safety rating.

Incentive Led

Yield Quality

14.9% base yield

Base supply APY divided by total supply APY. Reward APR is incentive yield, not organic yield.

Pool & protocol evidence

Underlying token0xdc035d45d973e3ec169d2276ddab16f1e407384f

Market contract0x87870Bca3F3fD6335C3F4ce8392D69350B4fA4E2

Product architectureReserve

Official protocol Protocol security information

Reserve and vault architectures are identified separately. Headline Ethereum lending metrics do not sum these rows, preventing pool and vault capital from being counted twice.

Indicators are descriptive, rules-based research aids—not protocol audits, safety ratings, or financial advice.

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